Toronto Mike

What Counts as a Small Injury in an Ontario Car Crash?


Have you been hurt in a car crash in Ontario? Getting hurt in a car crash is tough and can leave you feeling overwhelmed. Knowing the size of your physical injuries will help you determine what benefits and money to ask for.

Ontario has unique laws and rules to deal with this stuff. They make sure people get the proper care after a car crash. Let's see what counts as a minor injury in a car crash in Ontario.

Understanding a Small Injury in a Car Crash

Ontario's Minor Injury Guidance (MIG) policy states that a slight injury in a car crash is usually a less lousy injury. It's not so bad that you must go to the hospital; it doesn't change your everyday life. These injuries include sprains, strains, and other minor physical problems.

When they say "small" injuries, they mean stuff that isn't a big deal and that you can easily handle. You can talk to a doctor for advice.

Common Types of Small Injuries You Can Get Money For

Understanding what injuries are small after a car crash in Ontario is essential. These injuries might not be serious, but they can still hurt and need medical help.

Here are some common small injuries you might get in a car crash:

  1. Whiplash: Whiplash is one of the most common injuries from car crashes. It happens when your head and neck suddenly snap back and forth from the collision, hurting your neck and the ligaments around it. Symptoms include neck pain, stiff shoulders, and headaches, and it can limit how much you can move.
  2. Bruises and Bumps: These are common when you crash and hit something in the car. They can hurt, swell, and make your skin look funny.
  3. Strains and Sprains:Strains and sprains happen when your muscles or ligaments stretch or tear. They can hurt your back, shoulders, or knees. Symptoms include pain, swelling, and not being able to move much. You might need physical therapy to help you feel better.
  4. Little Cuts and Scrapes:During a crash, you might get little cuts or scrapes from sharp things or broken glass. They aren't deep cuts or scratches that might bleed and need a bandage.
  5. Seat Belt Hurts:Seat belts save lives but can also hurt you during a crash. You might get bruises or scrapes from where the seat belt held you down. It might hurt around your chest and ribs where the seat belt was.

How to Get Money for Small Injuries

One of the most important things after a car crash in Ontario is handling the money side of things. Even if the crash wasn't your fault, your car insurance will play a big role in sorting things out.

Ontario has three types of injuries: small, big, and bad. The worse your injury, the more money you can get for treatment. For small injuries, you can get up to $3,500 to help with treatment.

But remember, just because your insurance company calls your injuries "small" doesn't mean they are. You can always get a second opinion from your doctor if you think your injuries are worse.

If you want to make sure you get treated right after a car crash, here are some steps you can follow:

  1. Tell your insurance company fast: Ontario law says you must tell your insurance company about a crash within a week, even if it wasn't your fault. Give them details about when, where, and what happened in the crash.
  2. Know what your insurance covers: Before talking to anyone, ensure you understand what your insurance will pay for. A lawyer can help you read your policy and understand it.
  3. Be careful talking to insurance people: After the crash, an insurance person will probably call you. Don't admit fault or say too much until you talk to a lawyer or understand what's going on.
  4. Write down everything: Write down everything about the crash, what the insurance people say, and what your doctor says. It can help you if things get complicated later.
  5. Call a lawyer: Talking to insurance people can be tricky, especially when getting the money you need for treatment. A lawyer can help you talk to them and treat you fairly.

    If you're dealing with a small injury from a car crash in Ontario, talk to Ristich Law to learn more about what you can get money for. Our team will make sure you get what you need to feel better. Dealing with legal stuff after a crash can be hard, but you don't have to do it alone. If you're hurt, hire a lawyer from Ristich Law today.
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