Investing is an activity that does require some effort. Depending on the goal you have for your investments, the time you devote can be significant. That makes it all the more important to select options that are likely to produce the best possible results. Entrepreneurs like Nicholas Kyriacopoulos know that even as the market changes, there are assets capable of offering the type of returns people want.
Whether you’re just starting out or have invested for years, it never hurts to take a fresh look at the options you have today. Here are some basics that will help you decide what you want to keep, what you want to sell, and what should be purchased for your portfolio.
Stocks Remain a Staple of Investment Portfolios
It’s hard to imagine an investment portfolio that does not contain some stocks. These tend to be one of the most common elements people include. The trick here is to learn what sort of stocks to buy to hold for the long term, which ones to keep for a time and then sell, and which ones to avoid.
Experts like Nicholas Kyriacopoulos often encourage people to consider a combination of stocks that are relatively free of risk while branching out to a few that carry higher volatility but could possibly produce greater returns. Balance is the key; you always want to have enough assets producing returns to offset the losses.
In terms of which stocks to buy, make sure to secure holdings associated with a variety of industries rather than focusing on one or two. As people like Nicholas Kyriacopoulos will tell, you, stocks associated with one industry may increase in value significantly even as stocks by other companies are stagnant or losing value. See this as one way to protect yourself from unfortunate market movements.
Bonds are Worth Considering
Bond issues are always worth considering, especially if they’re backed by an entity known to follow through with their promises. For example, municipal bond issues are something that entrepreneurs like Nicholas Kyriacopoulos can appreciate for more than one reason. They can be the means of funding key community projects like new libraries, parks, and schools. They also offer solid opportunities for investors to enjoy reasonable returns by purchasing the bond issues.
Real Estate is Still Worth It
There’s no doubt that Nicholas Kyriacopoulos could tell you quite a bit about real estate. His work in the area of creating affordable housing is well known. What he could share about those efforts provide the inspiration for wondering what real estate holdings could do for you.
There are options associated with residential real estate that are worth considering. Individually or as part of a group of investors, you have the option of earning returns through angel investing, mortgage-backed funds, and similar measures. You can even own real estate that you lease out as a way to generate ongoing income.
Commercial real estate is also something to consider. It’s not unusual for entrepreneurs like
Nicholas Kyriacopoulos to combine residential holdings with commercial projects like shopping centres, office buildings, and other assets. The right real estate in the right area could produce returns for years.
Do Consider Mutual Funds
Real estate is not the only option for combining your resources with others in hopes of generating returns. Mutual funds can be based on combinations of different stock holdings, bond issues, and even short-term debt instruments. These can produce returns within a given time frame and provide resources that help you secure additional holdings.
What sort of mutual fund is right for you? Consider one that’s backed by instruments that are different from what you already have in your portfolio. If the fund is primarily backed with stocks, make sure they are associated with a different industry than the stocks you own outright. This helps maintain the diversification that Nicholas Kyriacopoulos and others recommend for investment portfolios.
Offshore Isn’t Off the Table
If you’re thinking that offshore investing is off the table, think again. Many investors choose to allocate some of their wealth to investments outside the nations they call home. It may be in the form of real estate, or some stock option that’s not available domestically.
In this scenario, Nicholas Kyriacopoulos and other investors would urge you to learn all that you can about what you must do in terms of reporting income from offshore investments, whether or not there is any tax obligation at home or abroad, and know what you will need to do in order to manage those assets. Keep in mind that your ability to manage them directly may vary from one nation to the next.
There are plenty of investment opportunities out there. It’s up to you to determine which ones will work best for you. Once that’s done, put the advice you learn from Nicholas Kyriacopoulos to good use and manage your portfolio responsibly. Doing so increases the odds of knowing when to make a change and understanding how it will impact your financial outlook.
